Select $6,200 HDHP EPO

Security Health Plan
Expanded Bronze
The Select $6,200 HDHP is a health plan issued by Security Health Plan for the year 2021. The plan is offered by the U.S. federal government through Healthcare.gov under the Affordable Care Act.

Overview

Plan issuer
Security Health Plan
Child-only offering
Allows Adult and Child-Only
Adult dental coverage
No
Child dental coverage
No
Plan type
EPO

The Select $6,200 HDHP plan is an Exclusive Provider Organization (EPO) plan. Your care is limited to doctors and hospitals within the plan's network, except in emergencies. Out-of-network care is usually not covered.

Metal level
Expanded Bronze

The metal type provides an estimate of how you and your insurance split the costs of healthcare. Bronze plans have:

  • Lowest monthly premium
  • Highest costs when you need care
  • Deductibles are usually high, and can be thousands of dollars a year

Bronze plans are a good choice if you want a low-cost medical plan to protect yourself against worst-case medical scenarios. You will have a low monthly premium, but you will pay for more of your medical costs.

Contact

Customer service number
1-715-221-9258x19258
Toll-free customer service number
1-844-293-9624

Coverage

Doctor coverage

Primary care physician visit cost
No Charge after Deductible
Specialist visit cost
$75 Copay after deductible
Emergency visit cost
$450 Copay after deductible
Inpatient facility cost
$250 Copay per Day after deductible
Inpatient physician cost
No Charge after Deductible

Drug coverage

Generic drug cost
$25 Copay after deductible
Preferred brand drug cost
$80 Copay after deductible
Non-preferred brand drug cost
$150 Copay after deductible
Specialty drug cost
45% Coinsurance after deductible

Deductible

Individual
Medical deductible individual
$6,200
Drug deductible individual
Included in Medical
Medical maximum out of pocket individual
$7,000
Drug maximum out of pocket individual
Included in Medical
Family
Medical deductible family
$12,400
Drug deductible family
Included in Medical
Medical maximum out of pocket family
$14,000
Drug maximum out of pocket family
Included in Medical
Family per person
Medical deductible family per person
$6,200
Drug deductible family per person
Included in Medical
Medical maximum out of pocket family per person
$7,000
Drug maximum out of pocket family per person
Included in Medical

Premium payment

The premium is the amount you pay for health insurance each month. This does not include other healthcare costs such as your deductible, copayments, and coinsurance.

Your premium depends on who is covered by the insurance and their ages. Generally, premiums increase if there are more people covered or if people covered are older.

Premium rates

Coverage Monthly premium Annual premium
Child (age 0-14) $288.77 $3,465.24
Child (age 18) $344.64 $4,135.68
Adult individual (age 21) $377.49 $4,529.88
Adult individual (age 27) $395.59 $4,747.08
Adult individual (age 30) $428.44 $5,141.28
Adult individual (age 40) $482.41 $5,788.92
Adult individual (age 50) $674.17 $8,090.04
Adult individual (age 60) $1,024.47 $12,293.64
Couple (age 21) $754.98 $9,059.76
Couple (age 30) $856.88 $10,282.56
Couple (age 40) $964.82 $11,577.84
Couple (age 50) $1,348.34 $16,180.08
Couple (age 60) $2,048.94 $24,587.28
Couple (age 21) plus 1 child $1,043.75 $12,525.00
Couple (age 30) plus 1 child $1,145.65 $13,747.80
Couple (age 40) plus 1 child $1,253.59 $15,043.08
Couple (age 50) plus 1 child $1,637.11 $19,645.32
Couple (age 21) plus 2 children $1,332.52 $15,990.24
Couple (age 30) plus 2 children $1,434.42 $17,213.04
Couple (age 40) plus 2 children $1,542.36 $18,508.32
Couple (age 50) plus 2 children $1,925.88 $23,110.56
Couple (age 21) plus 3 or more children $1,621.29 $19,455.48
Couple (age 30) plus 3 or more children $1,723.19 $20,678.28
Couple (age 40) plus 3 or more children $1,831.13 $21,973.56
Couple (age 50) plus 3 or more children $2,214.65 $26,575.80
Single parent (age 21) plus 1 child $666.26 $7,995.12
Single parent (age 30) plus 1 child $717.21 $8,606.52
Single parent (age 40) plus 1 child $771.18 $9,254.16
Single parent (age 50) plus 1 child $962.94 $11,555.28
Single parent (age 21) plus 2 children $955.03 $11,460.36
Single parent (age 30) plus 2 children $1,005.98 $12,071.76
Single parent (age 40) plus 2 children $1,059.95 $12,719.40
Single parent (age 50) plus 2 children $1,251.71 $15,020.52
Single parent (age 21) plus 3 or more children $1,243.80 $14,925.60
Single parent (age 30) plus 3 or more children $1,294.75 $15,537.00
Single parent (age 40) plus 3 or more children $1,348.72 $16,184.64
Single parent (age 50) plus 3 or more children $1,540.48 $18,485.76

Source

Our data is directly sourced from Healthcare.gov, the U.S. federal government's Health Insurance Marketplace®, created under the Affordable Care Act.