EssentialSmile211 EPO

Solstice Benefits
Low
The EssentialSmile211 is a health plan issued by Solstice Benefits for the year 2021. The plan is offered by the U.S. federal government through Healthcare.gov under the Affordable Care Act.

Overview

Plan issuer
Solstice Benefits
Child-only offering
Allows Adult and Child-Only
Plan type
EPO

The EssentialSmile211 plan is an Exclusive Provider Organization (EPO) plan. Your care is limited to dentists and specialists within the plan's network, except in emergencies. Out-of-network care is usually not covered.

Metal level
Low

Low coverage level plans have lower premiums but higher copays and deductibles. This plan is suitable for tose who use fewer dental services. You pay less each month, but more when you use dental services.

Contact

Customer service number
1-954-370-1700
Toll-free customer service number
1-877-760-2247

Coverage

Adult

Routine dental services
Yes
Basic dental care
Yes
Major dental care
Yes
Orthodontics
Yes

Child

Routine dental check up
Yes
Basic dental care
Yes
Major dental care
Yes
Orthodontics
Yes

Deductible

Individual
Deductible
$30
Maximum out of pocket
$350
Family
Deductible
See Plan Brochure
Maximum out of pocket
$700
Family per person
Deductible
$30
Maximum out of pocket
$350

Copay and Coinsurance

Adult
Routine dental services
$10
Basic dental care
$56
Major dental care
$260
Ortodontics
$3,700
Child
Routine dental services
No Charge after Deductible
Basic dental care
$56 Copay after deductible
Major dental care
$320 Copay after deductible
Ortodontics
$320 Copay after deductible

Premium payment

The premium is the amount you pay for health insurance each month. This does not include other healthcare costs such as your deductible, copayments, and coinsurance.

Your premium depends on who is covered by the insurance and their ages. Generally, premiums increase if there are more people covered or if people covered are older.

Premium rates

Coverage Monthly premium Annual premium
Child (age 0-14) $13.04 $156.48
Child (age 18) $13.04 $156.48
Adult individual (age 21) $8.27 $99.24
Adult individual (age 27) $8.27 $99.24
Adult individual (age 30) $8.27 $99.24
Adult individual (age 40) $8.27 $99.24
Adult individual (age 50) $8.27 $99.24
Adult individual (age 60) $8.27 $99.24
Couple (age 21) $16.54 $198.48
Couple (age 30) $16.54 $198.48
Couple (age 40) $16.54 $198.48
Couple (age 50) $16.54 $198.48
Couple (age 60) $16.54 $198.48
Couple (age 21) plus 1 child $29.58 $354.96
Couple (age 30) plus 1 child $29.58 $354.96
Couple (age 40) plus 1 child $29.58 $354.96
Couple (age 50) plus 1 child $29.58 $354.96
Couple (age 21) plus 2 children $42.62 $511.44
Couple (age 30) plus 2 children $42.62 $511.44
Couple (age 40) plus 2 children $42.62 $511.44
Couple (age 50) plus 2 children $42.62 $511.44
Couple (age 21) plus 3 or more children $55.66 $667.92
Couple (age 30) plus 3 or more children $55.66 $667.92
Couple (age 40) plus 3 or more children $55.66 $667.92
Couple (age 50) plus 3 or more children $55.66 $667.92
Single parent (age 21) plus 1 child $21.31 $255.72
Single parent (age 30) plus 1 child $21.31 $255.72
Single parent (age 40) plus 1 child $21.31 $255.72
Single parent (age 50) plus 1 child $21.31 $255.72
Single parent (age 21) plus 2 children $34.35 $412.20
Single parent (age 30) plus 2 children $34.35 $412.20
Single parent (age 40) plus 2 children $34.35 $412.20
Single parent (age 50) plus 2 children $34.35 $412.20
Single parent (age 21) plus 3 or more children $47.39 $568.68
Single parent (age 30) plus 3 or more children $47.39 $568.68
Single parent (age 40) plus 3 or more children $47.39 $568.68
Single parent (age 50) plus 3 or more children $47.39 $568.68

Source

Our data is directly sourced from Healthcare.gov, the U.S. federal government's Health Insurance Marketplace®, created under the Affordable Care Act.